Frequently Asked Questions

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To help you in your process of purchasing insurance for your limo service, below is a list of Frequently Asked Questions:

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Limo Insurance FAQ

What types of coverage do I need for my limo business?

Answer: Insurance for your limo business is generally divided into liability insurance, which is insurance for the damage your limo might cause to others, and collision and comprehensive insurance, which covers damage to your limo company´┐Żs assets. While liability is usually all that is required, purchasing limo liability insurance alone leaves you responsible for all repairs to your limo. Full collision and comprehensive insurance can be essential to getting your vehicles back on the road quickly and cost-effectively. A licensed insurance professional will be able to help you decide which coverage options are best for your limo business.

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How much liability insurance coverage do I need to carry?

Answer: Liability requirements vary significantly from state to state and even city to city. The only way to be sure you have the right coverage is to talk with a licensed insurance expert who specializes in providing insurance for limousine vehicles and services. Fill out a free limo insurance quote request and a licensed limousine insurance expert will contact you within two business days to review your specific limo insurance needs.

Which insurance companies sell limo insurance?

Answer: There are many insurance companies that specialize in limousine insurance. The best way to find out which limo insurance providers offer the best service and best value in your area is to connect with one of our licensed limousine insurance experts and get a free online limo insurance quote.